For companies seeking growth, one of the most significant decisions they may face is whether to go public by issuing shares in an initial public offering (IPO). Going public can offer tremendous benefits, but it also introduces new challenges and risks. Aspiring Certified Treasury Professionals (CTPs) need to understand the advantages and disadvantages of going… Read more

For aspiring Certified Treasury Professionals (CTPs), one of the critical financial decisions they will be involved in is whether a company should own or lease an asset. Whether it’s equipment, real estate, vehicles, or technology infrastructure, the decision to buy or lease has significant financial implications for the organization’s cash flow, tax strategy, and overall… Read more

In any organization, the treasury department plays a vital role in managing cash flows, liquidity, financial risks, and overall corporate finance strategy. To perform these functions efficiently and mitigate risks, well-documented Standard Operating Procedures (SOPs) are essential. However, it’s not enough to simply have SOPs in place—they need to be regularly updated and maintained to… Read more

In today’s complex global economy, the role of a treasury professional extends far beyond managing cash and ensuring liquidity. One of the most critical areas they must master is financial risk management. For aspiring Certified Treasury Professionals (CTPs), understanding how to identify, assess, and mitigate financial risks is vital to safeguarding the financial health and… Read more

The world of corporate treasury management is rapidly evolving. With the increasing complexity of global financial markets, regulatory changes, and the constant pressure to optimize cash flow and liquidity, treasury departments are turning to technology to manage these challenges. Two critical innovations driving the future of corporate treasury are Treasury Management Systems (TMS) and Artificial… Read more

Aspiring Certified Treasury Professionals (CTPs) must develop a comprehensive understanding of various payment methods and banking tools to manage an organization’s cash flow effectively and ensure financial stability. Among the most critical banking mechanisms treasury professionals deal with are Demand Deposit Accounts (DDAs), Zero Balance Accounts (ZBAs), Automated Clearing House (ACH) transactions, wire payments, drawdown… Read more

One of the fundamental roles of a Certified Treasury Professional (CTP) is managing an organization’s financial health, which often involves making decisions about lending, borrowing, and credit management. To make informed and prudent financial decisions, aspiring CTPs must have a solid understanding of credit evaluation, particularly the 5 Cs of Credit: Character, Capacity, Capital, Collateral,… Read more

Cash flow forecasting is one of the most critical skills a treasury professional must master. It provides visibility into a company’s financial future by predicting the movement of cash in and out of the business. For aspiring Certified Treasury Professionals (CTPs), understanding and accurately forecasting cash flows is not only essential for day-to-day operations, but… Read more

The budgeting process is one of the cornerstones of effective financial management within any organization. For aspiring Certified Treasury Professionals (CTPs), having a comprehensive understanding of budgeting is essential, as it directly influences decision-making, resource allocation, and overall financial health. Two key components of the budgeting process that treasury professionals must grasp are the Master… Read more

For aspiring Certified Treasury Professionals (CTPs), understanding key financial metrics and formulas is crucial to effective decision-making in corporate finance. Two critical components that they must master are the upfront cost of an investment and the operating cash flow (OCF) formula. These elements are essential for evaluating the financial viability of projects, ensuring proper capital… Read more