Detailing the wonderful worlds of treasury management and the history of banking
In today’s rapidly evolving financial landscape, treasury professionals play a vital role in managing a company’s financial operations, including liquidity management, risk mitigation, and capital allocation. However, managing these responsibilities effectively requires a deep understanding of various types of risks that can impact the company’s financial stability and profitability. Among the most critical risks that…
The U.S. banking system plays a crucial role in the global economy and directly impacts corporations both within and outside the United States. For Certified Treasury Professionals (CTPs), understanding and monitoring the financial risks within the U.S. banking system is essential for effective cash management, risk mitigation, and maintaining corporate financial stability. Given the U.S.’s…
In today’s interconnected financial world, Global Systemically Important Banks (G-SIBs) play a critical role in maintaining the stability of the global financial system. These are the largest, most interconnected, and highly influential banks that, due to their size and scope, have the potential to cause widespread disruption if they encounter financial difficulties. For treasury professionals,…
In the world of corporate treasury, financial service partners play a critical role. Whether it’s banks, payment processors, investment managers, or other financial institutions, these partners provide the tools and services that enable companies to manage cash flow, investments, risk, and liquidity. However, relying on external partners comes with its own set of risks, which…
Aspiring to be a Certified Treasury Professional (CTP) is a valuable goal for anyone seeking a career in corporate finance. Treasury professionals play a crucial role in managing a company’s financial activities, such as cash flow, investments, and risk. These activities are essential to keep a company’s finances balanced and profitable. One key tool that…
Many investors are surprised to learn that when comparing debt instruments like commercial paper and bonds, they use different day counts to calculate yields. Commercial paper uses a 360-day year, while bonds typically use a 365-day year (or 366 in leap years). Though both represent debt securities, financial conventions that have evolved over time root…
In today’s fast-paced world, the Return on Investment (ROI) concept is essential—not just for businesses, but for individuals making financial decisions. Whether you’re investing in a business, buying a home, or considering learning a new skill, understanding ROI helps you evaluate the value of your investment compared to its cost. So, what exactly is ROI,…
In the digital age of finance, the landscape of corporate treasury management has evolved significantly. One of the critical components of this transformation is Electronic Bank Account Management (EBAM), a system that automates and simplifies the complex task of managing multiple bank accounts for large organizations. For treasurers, understanding EBAM is essential to ensure seamless…
In the rapidly evolving world of corporate finance, treasury departments are under increasing pressure to manage liquidity, mitigate risks, optimize cash flow, and maintain compliance with regulatory requirements. Traditional approaches to managing these responsibilities often involve manual processes or legacy on-premise systems, which can be inflexible and resource-intensive. However, with the rise of Software as…
Treasury management systems (TMS) have become essential tools for companies aiming to streamline financial operations, optimize cash flow, and manage risk. These systems allow businesses to automate tasks such as cash management, payments, liquidity planning, and investment monitoring. With the growth in demand for digital financial tools, many companies now offer sophisticated TMS platforms. In…
